The Average Household Has 14 Subscriptions. Here's Why Finex Isn't One of Them.

Reviewer
Sarah van den Berg
Laatst bijgewerkt: mei 2026

Somewhere between your streaming services, your cloud storage, your gym subscription, and your coffee subscription, the monthly bills added up. The average Dutch household now pays for 14 active subscriptions. Most people can't name all of them without checking their bank statement.

That shift didn't happen overnight. Subscriptions crept into one category at a time, always with a low monthly price that felt reasonable on its own. A few euros here. A few there. Until suddenly you're paying for things you forgot you signed up for, and canceling feels like more effort than just leaving it.

Now that model has reached home security. Ring, Nest, Verisure, and most of their competitors sell you a camera and then quietly require a monthly plan before you can access your own footage. The camera is the hook. The subscription is the business model.

Finex was built on a different idea. You buy the camera once. Your footage is yours, stored on an SD card in the device itself, accessible any time through the app, with no monthly fee standing between you and your own home security. Here's why that matters more than most people realize.

What the Subscription Model Is Actually Costing You

Before getting into why Finex went a different direction, it's worth being specific about what the standard model actually costs, because the monthly fee is designed to feel small.

❌ EUR 10 / month with Ring to access and share footage from your own camera

❌ EUR 8 / month with Google Nest just to see recordings older than 3 hours

❌ Your footage deleted automatically if you miss a payment

❌ Your recordings stored on someone else's servers, subject to their data policies

❌ With Ring or Nest your footage stays for a maximum of 30 days.

❌ A camera that becomes significantly less useful the moment you cancel

Add those monthly costs up over a few years of owning your camera, and the picture starts to change. A camera that looked affordable at purchase suddenly ends up costing several times its original price.

Solar Security Camera

Now Only EUR 99,95 119,95

Wireless. Solar-powered. 2K HD. No cables, no contracts, no monthly fees.

✔ Solar-powered with built-in battery (up to 3 months)
✔ 2K HD + IR night vision + LED spotlight
✔ No subscription fees, ever
✔ Instant motion alerts to your phone
✔ Installs in minutes, no electrician needed

5 Reasons the Smartest Home Security Doesn't Come With a Monthly Bill

1. The Subscription Economy Reached Your Front Door

Streaming was just the beginning. Subscriptions now cover music, fitness, meal kits, cloud storage, antivirus software, parking apps, and yes, home security cameras. The model works because each individual charge feels small. EUR 3.99 here. EUR 7.99 there. It's only when you look at the total monthly outgoing that the number becomes uncomfortable.

In home security specifically, the subscription became standard quietly. Brands realized they could sell hardware at a low price, build a large customer base, and then generate recurring revenue by gating the most useful features behind a monthly plan. Want to see footage from last Tuesday? That's a subscription feature. Want to share a clip with the police? Also behind the paywall.

The result is that most people buying a Ring or Nest camera today are not actually buying a security camera. They're signing up for a service, with a piece of hardware included.

2. The 3-Year Cost Is Not What It Looks Like on the Box

Here's what the math actually looks like when you compare three years of home security costs across the most common brands:

Brand Hardware cost Monthly fee 3-year total
Ring Video Doorbell ~EUR 99 EUR 10 / month EUR 459
Google Nest Hello ~EUR 229 EUR 8 / month EUR 517
Finex Video Doorbell V2 EUR 99,95 EUR 0 EUR 99,95

These numbers assume a single camera. Most households run two or three. With Ring's Protect Plus plan covering multiple cameras at EUR 10 a month, you're looking at EUR 360 over three years on top of whatever you paid for each device.

The Finex Solar Camera is EUR 99,95. That's the total cost. There is no plan. There is no tier. There's nothing to cancel.

3. With Cloud Storage, Your Footage Isn't Really Yours

When your camera stores footage on a company's servers, several things are true that most people don't think about until something goes wrong.

First: if you cancel the subscription, you lose the footage. Not in theory. In practice. Ring, Nest, and Verisure all delete your recordings when your plan lapses. If something happened at your home last week and you cancel this week, that footage is gone.

Second: server outages happen. There have been documented cases of major camera brands going offline for hours at a time, leaving customers unable to access live feeds or recordings during exactly the moments they needed them most.

Third: your home footage is on someone else's infrastructure. That means it's subject to their data retention policies, their privacy terms, and in some jurisdictions, law enforcement data requests that the company can fulfill without notifying you.

When your footage lives on an SD card in your own camera, none of these apply.

4. Local Storage Is the Smarter Model

An SD card in the camera stores your footage locally, which means access doesn't depend on an internet connection, a server being online, or an active subscription. You open the Finex app, you see your footage. That's the entire chain.

The Finex Solar Camera supports SD cards up to 128GB, giving you months of recordings depending on motion frequency. When the card is full, it automatically overwrites the oldest footage, so you always keep the most recent recordings without having to manually manage storage.

And because the footage never leaves your property, you're not contributing to a data pool that a company can analyze, sell insights from, or hand over to third parties. Your home is your business.

5. One-Time Payment, Long-Term Security

Finex was founded in 2022 by Luc and Teun, two former post men delivery drivers who spent years watching broken and unreliable video doorbells on their daily routes. They saw the same pattern over and over: homeowners paying for equipment that didn't work reliably, and then paying again every month to access the footage it did capture.

The decision to build a no-subscription product wasn't a marketing angle. It came from a straightforward observation: a security camera should work for the person who bought it, not generate recurring revenue for the company that made it.

That's still the position Finex holds today, with 100,000+ customers across Europe and a 4.5/5 rating on Trustpilot from more than 1,500 reviews. The product is the product. There's nothing else to sign up for.

Built by People Who Saw the Problem First-Hand

"We saw the same thing every day on our rounds. Doorbells that were offline. Cameras with dead batteries. People who'd bought into a system and then stopped using it because the subscription wasn't worth it. We wanted to build something that just worked, without asking for anything extra once you'd bought it."

Luc and Teun, founders of Finex

That philosophy runs through every product Finex makes. Footage on your SD card. App access that's free. Hardware that works on the day you install it and three years later. No tier. No plan. No catch.

What Customers Who Switched Are Saying

  • Els (Zwolle)
    ★★★★★

    "We're a family of four and we had three different subscription cameras across the house. We replaced all of them with Finex. We're saving over EUR 300 a year and the coverage is actually better."

  • Jeroen (Utrecht)
    ★★★★★

    "I had Ring for two years. The camera itself was fine, but I was paying EUR 10 a month just to see footage older than a few hours. When I did the math it was embarrassing. I switched to the Finex Solar Camera and I haven't looked back. Same quality, no monthly bill."

  • Marieke (Groningen)
    ★★★★★

    "The solar panel was the thing that convinced me. No cable, no charging, no subscription. I mounted it above the garage in about 20 minutes and it's been running on daylight ever since. Four months in and I haven't touched it."

  • Thomas (Breda)
    ★★★★★

    "I was skeptical that a cheaper camera without a subscription could be as good. It is. The image is sharp, the night vision is clear, and the app works every time. I genuinely can't figure out what I was paying Ring for."

Smart Security, Without Subscriptions

While most competitors lock their most useful features behind a monthly plan, Finex includes everything from the day you install it.
✅ No monthly fees

✅ All footage stored locally on your own SD card

✅ Full access and control through the Finex app, any time

✅ No cloud dependency, no data stored on third-party servers

✅ Dual-band WiFi (2.4GHz and 5GHz) for a reliable connection

What Makes the Finex Solar Camera Different

Most outdoor security cameras are either expensive, require professional installation, or need an ongoing subscription to be fully useful. The Finex Solar Camera is none of those things:
✅ 100% wireless and solar-powered, no cable run required

✅ 2K HD video with IR night vision and LED spotlight

✅ Motion detection with instant alerts to your phone

✅ Built-in alarm and two-way audio

✅ IP65 weatherproof housing, works in any season

✅ Integrates with Google Home, Apple HomeKit, and Amazon Alexa

✅ Easy DIY installation, no electrician needed

✅ Footage saved to SD card, no subscription required, ever

Peace of Mind, Without the Monthly Reminder

Most subscription services send you a receipt every month. A small, quiet reminder that you're paying for something. With home security, that receipt has a particular sting, because what you're really being billed for is access to your own home footage.

The Finex Solar Camera doesn't work that way. You buy it once. You install it in under half an hour. It runs on daylight. And from that point on, it just works: watching your property, sending you an alert when something moves, lighting up the garden when it needs to, and keeping everything recorded on your own SD card for as long as you need it.

No bill arrives. No subscription lapses. No footage disappears because a payment bounced. It's your camera, your footage, and your peace of mind, without anything recurring attached to it.

URGENT: High Demand, Limited Stock

Since the Finex Solar Camera was recommended by several European tech and lifestyle publications, demand has increased significantly and stock levels have been consistently low.

Right now, Finex is offering an exclusive limited-time deal for new customers:

Just EUR 99,95, including free next-day delivery on orders placed before 23:59, and a 14-day risk-free trial. Try it at home with no obligation. If it doesn't give you the coverage, reliability, or peace of mind you expected, send it back. No questions asked. Full refund. No restocking fee.

Once current stock runs out, delivery times will increase. If you've been thinking about cutting one more subscription, this is the practical place to start.

Solar Security Camera

Now Only EUR 99,95 119,95

Wireless. Solar-powered. 2K HD. No cables, no contracts, no monthly fees.

✔ Solar-powered with built-in battery (up to 3 months)
✔ 2K HD + IR night vision + LED spotlight
✔ No subscription fees, ever
✔ Instant motion alerts to your phone
✔ Installs in minutes, no electrician needed

Why 100,000+ customers chose Finex